Savings Plans

* Regular Savings
* Money Markets
* Christmas, all-purpose Clubs
* Share Certificate and Individual Retirement Account (IRA) Certificates * IRA's
* Direct Deposit

Checking Accounts

* Checks
* ATM Transaction
* No Minimum Balance Required
* NO FEE PERSONAL CHECKING ACCOUNTS!
* Overdraft Protection Available
* Unlimited Check Writing with no per Check Charge
* No monthly service charge for personal accounts
* Direct Deposit
* Bill Pay Program

Loan Programs

* NEW ***Business Lending***
* Mortgages
* Home Equity Line of Credit or Fixed Closed End
* Automobile
* Guaranteed Student Loans
* Personal
* Share Secured
* Share/CD Secured
* VISA
* Vehicles
* Boats/Campers/RV's/Snowmobiles/4-wheelers/Watercraft/Motorhomes
* Motorcycle
* Computer Loans
* Lawn Tractor Loans
* Online Loan Application with immediate answers!
* View Our Loan Rates

Other Services

* Shared Branching

 
* e-Alerts
* ATM on-site - Waterville and Belfast Locations
* VISA ® Debit Cards
* Home Banking Online with KSW@HOME. To enroll click here
* Cue-statements
* Payroll Services
* Payroll Deduction
* Notary Public Service
* Night Deposit
* Drive-Up Window
* Wire Transfers
* Teller-Phone
* Direct Deposit