Current Rates
 
NEW AND USED COLLATERAL RATES (EFFECTIVE 8/24/2011)
Score 24 MO 36 MO 48 MO 60 MO 72 MO *84 MO
730 & Above 3.24% 3.24% 3.24% 3.24% 4.75% 5.50%
680-729 3.24% 3.24% 3.24% 3.24% 5.00% 6.00%
640-679 5.50% 5.50% 5.50% 5.50% 6.25% 6.75%
600-639  **90% 7.75% 8.00% 8.25% 8.50% 9.25% 9.75%
550-599  **80% 9.75% 10.25% 10.75% 11.25% n/a n/a
549-lower  **80% 13.75% 14.25% 14.75% 15.25% n/a n/a

           
            *Must finance Over $20,000
            **Of asking price or MSRP whichever is lower
  .25% reduction for automatic payment, some restrictions may apply

 

Title Campers & Boats over $20,000 
Up to 120 Mo
730 & above 6.00% Estimated pay  $11.49 per $1000
680-729 6.50% Estimated pay $11.75 per $1000
640-679 7.25% Estimated pay $12.14 per $1000

 ASK US ABOUT OUR MARCH AND APRIL RV & BOAT SPECIALS!

All Rates are "As low As"
Guarantor Loan 13.25%
 
FHA Loans
Limit $25,000 up to 20 yrs.
8.50%
 
Real Estate Loans
Only within the State of Maine
Call for Details
Up to 15 yrs
 
Home Equity Loans
Only within the State of Maine
3.5%
 
Land / Seasonal Property  
           15 years 8.00%
 
Open End and Unsecured Loans (Limit $5000)  
          60 months  13.75%
 
Open End Advances (min $500)
New application every 18 mos. or when limit changes.
 
Open End Loan Drafts 6.00% above
prime adjusted semi-annually
Loan secured by shares 3.50% above
share rate
VISA 9.90%
Loans secured by Certificates Due at the maturity of the Certificate 3.50% above rate
of Certificate

 

Savings Rates effective March 24, 2014
Type Minimum
Balance
Dividend Rate Annual
Percentage
Yield
Share Savings $25.00 .25% .25%
Club Accounts $25.00 .25% .25%
Youth Accounts $5.00 .25% .25%
6 mo Certificate $500.00 .35% .35%
12 mo Certificate $500.00 .45% .45%
24 mo Certificate $500.00 .65% .65%
36 mo Certificate $500.00 .85% .85%
 48 mo Certificate* $500.00 1.00% 1.01%
 60 mo Certificate* $500.00 1.25% 1.26%
IRA - Individual
Retirement Accounts
$25.00 minimum balance
None .75% .75%

*Coming Soon to KSW FCU! 

Money Market Rates effective September 23, 2010 
Tiers Minimum
Balance
Dividend Rate Annual
Percentage
Yield
Tier 1 $2,000.00 .45% .45%
Tier 2 $25,000.01 .55% .55%
Tier 3 $50,000.01 .65% .65%

 

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Upcoming Events

Youth Week 2014

"Catch the $ave Wave"

April 21-25

Contests, Giveaways,

& Youth Savings Challenge

 

Mother's Day Basket Raffle

Drawing Thursday, May 8th

All Proceeds to Benefit

Maine Special Olympics!

Scholarship

James A. Veilleux
Memorial Scholarshhip
$500.00
See Application for
more details.

News

Attention:

Money Market
Rate Change as of
May 1, 2014

$2,000-$25,000     .
30%
$25,001-$50,000   .40%
$50,001 & Over     .50%
 
Newsletter

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