Current Rates
 
NEW AND USED COLLATERAL RATES (EFFECTIVE 8/24/2011)
Score 24 MO 36 MO 48 MO 60 MO 72 MO *84 MO
730 & Above 3.24% 3.24% 3.24% 3.24% 4.75% 5.50%
680-729 3.24% 3.24% 3.24% 3.24% 5.00% 6.00%
640-679 5.50% 5.50% 5.50% 5.50% 6.25% 6.75%
600-639  **90% 7.75% 8.00% 8.25% 8.50% 9.25% 9.75%
550-599  **80% 9.75% 10.25% 10.75% 11.25% n/a n/a
549-lower  **80% 13.75% 14.25% 14.75% 15.25% n/a n/a

           
            *Must finance Over $20,000
            **Of asking price or MSRP whichever is lower
  .25% reduction for automatic payment, some restrictions may apply

 

Title Campers & Boats over $20,000 
Up to 120 Mo
730 & above 6.00% Estimated pay  $11.49 per $1000
680-729 6.50% Estimated pay $11.75 per $1000
640-679 7.25% Estimated pay $12.14 per $1000

 ASK US ABOUT OUR MARCH AND APRIL RV & BOAT SPECIALS!

All Rates are "As low As"
Guarantor Loan 13.25%
 
FHA Loans
Limit $25,000 up to 20 yrs.
8.50%
 
Real Estate Loans
Only within the State of Maine
Call for Details
Up to 15 yrs
 
Home Equity Loans
Only within the State of Maine
3.5%
 
Land / Seasonal Property  
           15 years 8.00%
 
Open End and Unsecured Loans (Limit $5000)  
          60 months  13.75%
 
Open End Advances (min $500)
New application every 18 mos. or when limit changes.
 
Open End Loan Drafts 6.00% above
prime adjusted semi-annually
Loan secured by shares 3.50% above
share rate
VISA 9.90%
Loans secured by Certificates Due at the maturity of the Certificate 3.50% above rate
of Certificate

 

Savings Rates effective March 24, 2014
Type Minimum
Balance
Dividend Rate Annual
Percentage
Yield
Share Savings $25.00 .25% .25%
Club Accounts $25.00 .25% .25%
Youth Accounts $5.00 .25% .25%
6 mo Certificate $500.00 .35% .35%
12 mo Certificate $500.00 .45% .45%
24 mo Certificate $500.00 .65% .65%
36 mo Certificate $500.00 .85% .85%
 48 mo Certificate $500.00 1.00% 1.01%
 60 mo Certificate $500.00 1.25% 1.26%
IRA - Individual
Retirement Accounts
$25.00 minimum balance
None .75% .75%

 

Money Market Rates effective September 23, 2010 
Tiers Minimum
Balance
Dividend Rate Annual
Percentage
Yield
Tier 1 $2,000.00 .45% .45%
Tier 2 $25,000.01 .55% .55%
Tier 3 $50,000.01 .65% .65%

 

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Upcoming Events

Youth Week 2014
"Catch the $ave Wave"
April 21-25
Contests, Giveaways,
& Youth Savings Challenge

 

Mother's Day Basket Raffle
Drawing Thursday, May 8th
All Proceeds to Benefit
Maine Special Olympics!

  

Movie Savings Cards
Offers include free tickets, consession items, and more!
All proceeds benefit Maine Special Olympics
& Ending Hunger Campaign!

 

Scholarship

James A. Veilleux
Memorial Scholarshhip
$500.00
See Application for
more details.

News

Attention:

Money Market
Rate Change as of
May 1, 2014

$2,000-$25,000     .
30%
$25,001-$50,000   .40%
$50,001 & Over     .50%
 
Newsletter

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