Membership has Advantages

Come Join Us

KSW Federal Credit Union offers a wide range of products and services for the whole family! Parents, spouses, children, siblings, grandparents, and grandchildren of current members are able and welcome to apply for membership. KSW can also assist your financial needs if your business or organization resides within the counties of Kennebec, Somerset, or Waldo County.

(Please bring 2 forms of identification when applying)


  • Driver’s License
  • State ID Card
  • Military ID Card
  • Passport


  • Any other unused Primary ID listed above
  • Social Security Card
  • Original Birth Certificate
  • Pay-stub*
  • W2*
  • Employee ID Card/ Company Badge
  • Student ID Card
  • Utility Bill*
  • Phone Bill*
  • Real Estate Tax Bill*
  • Health Insurance ID Card

* Must have current name and address.

Membership Eligibility

Our field of membership includes anyone who lives, works, worships, goes to school, or volunteers in Kennebec, Somerset, or Waldo County!

Eligible members may join the credit union by opening and maintaining a $25.00 balance in a Savings Account. Once you have a membership you can take advantage of the many products and services KSW offers including low loan rates, checking accounts, and mobile banking options!

As a member of our credit union you are considered a part owner, so you have a say! Members have the right to elect or be elected to the Board of Directors. The Board determines the policies and operations of the credit union based on members’ needs. Members may also volunteer for appointed positions on the Supervisory Committee.

(Please see KSW Federal Credit Union for any vacancies)

KSW is pleased to announce a charter change. To be eligible to join, persons must live, work, worship, volunteer, or attend schools in Kennebec, Somerset, or Waldo County.

Stop by and check out the benefits of Credit Union Membership. Let our friendly staff assist you with all your financial needs.

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