Business Banking Solutions

For all your starting or existing business banking needs.

Limited to No Fees for:

  • Business Visa Card
  • Commercial Mortgages
  • Debit Cards
  • Deposits
  • Equipment Loans
  • Lending
  • Lines of Credit
  • Online & Mobile Banking
  • Savings

Savings Accounts

  • FREE Visa debit card
  • No fee check deposits
  • Online/Mobile Banking
  • Shared branching
  • SURF ATM (no surcharge fee)
  • Unlimited transactions

$25 minimum balance required

Checking Accounts

  • Bill pay (with one-time $5 set-up fee)
  • No minimum balance required
  • Online check reordering
  • Online stop payments
  • Unlimited check writing

$5 monthly maintenance fee

See below for more information about shared branching, online/mobile banking, and SURF ATM.


KSW FCU offers businesses the services they need to thrive. No matter what industry you work in, KSW has the option to help. One visit with our lending department and we’ll have you in the driver’s seat of your business with great rates and quick response times.

  • Commercial real estate
  • Equipment Loans
  • Lines of credit
  • Unsecured Loans
  • Vehicle Financing
  • Visa credit cards

Online & Mobile Banking

Online banking allows you to access your money in a detailed format. Transfer funds, view statements, access loan details, watch spending trends, view canceled checks, and much, much more.

With mobile banking, you’ll have access to your accounts 24/7 no matter where you are on the globe. There’s no better way to keep track of your money! You can even send messages directly to KSW from the mobile app!

Shared Branching

Shared branching gives you the power to do in-lobby transactions at any credit union that participates in Co-op Shared Branching. With over 5,400 locations nationwide, you can do your banking no matter where the job takes you. The best part? The service is free. You pay no extra fees when taking advantage of shared branching.


A SURF ATM is a surcharge-free way to access cash while away from your home branch. Just look for the SURF Dude logo on the ATM machine. This is a program that helps you save money and avoid any unnecessary charges. Over 250 locations state-wide!

SURF Credit Union Surcharge-Free ATMs logo.
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