Home Equity Line of Credit (HELOC)
Put the equity in your home to work with a Home Equity Line of Credit from KSW Federal Credit Union. A HELOC allows you to borrow against the value you’ve built in your home, giving you flexible access to funds whenever you need them. Borrow up to 80% of your home’s appraised value and use the funds for a variety of purposes.
Unlike a traditional loan, a HELOC is a revolving line of credit. As you repay what you’ve borrowed, those funds become available again, giving you ongoing access to financing and greater control over your budget.
Our simple process makes it easy to get started: Apply, Appraise, and Approve.
Common Uses for a HELOC
- Debt Consolidation – Combine higher-interest debts into one convenient payment.
- Home Improvements – Renovate, remodel, or make upgrades that add value to your home.
- Heating & Energy Costs – Cover fuel expenses or energy-efficient upgrades such as heat pumps and solar installations.
- Unexpected Repairs – Be prepared for emergency home or vehicle repairs.
- Education Expenses – Help pay for tuition, books, and other educational costs.
- Vacations & Major Purchases – Finance life’s larger expenses with flexible access to funds.
- And More – Use your available credit whenever a need or opportunity arises.
A KSW Home Equity Line of Credit provides the flexibility, convenience, and peace of mind to help you achieve your financial goals.
KSW Federal Credit Union is an Equal Opportunity Lender and federally insured by the NCUA.