Kasasa® Rewards Checking

Kasasa Cash® Checking

Enjoy high dividend earnings and refunds on ATM withdrawal fees.

With free Kasasa Cash® checking, we pay you to bank with us — really! Just do simple activities you probably already do to earn up to 4.00% Annual Percentage Yield each cycle.

You’ll also get refunds on ATM withdrawal fees, nationwide — so every ATM is your ATM, whether you’re in Belfast, Waterville or elsewhere. Link your account to a free Kasasa Saver® for easy savings. Visit us today to open your accounts.

Benefits

Free checking that pays high dividends
4.00% Annual Percentage Yield on balances up to $15,000
4.00% to 0.75% Annual Percentage Yield on balances over $15,000 depending on the balance in the account*
0.05% Annual Percentage Yield if qualifications aren’t met
Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
Link to free Kasasa Saver® to build savings automatically
Kasasa Protect™ identity theft protection is available
No minimum balance to earn rewards
No monthly maintenance fee
Free online services, including:
- online banking with bill pay
- e-statements
- mobile banking
- debit card
$25 minimum deposit to open

Kasasa Cash Back® Checking

Enjoy cash back on debit card purchases and refunds on ATM withdrawal fees.

Shopping is a lot more rewarding with Kasasa Cash Back — free checking that pays 4.00% cash back on your everyday debit card purchases, up to $96 back annually ($8.00 per cycle).

We’ll also refund your ATM withdrawal fees, nationwide — so you can get to your money when and where you need it. Link your account to a free Kasasa Saver to make saving effortless. Come see us today to open your accounts!

Benefits

Free checking that pays you back
4.00% cash back on debit card purchases*
- No category restrictions on purchases
- Cash back earned on up to $375 in purchases each cycle
- Earn up to $96 cash back per year, $8.00 per cycle
Refunds on ATM withdrawal fees, nationwide (up to $25 each cycle)*
Link to free Kasasa Saver to build savings automatically
Kasasa Protect™ identity theft protection is available
No monthly maintenance fee
No minimum balance to earn rewards
Free online services, including:
- online banking with bill pay
- e-statements
- mobile banking
- debit card
$25 minimum deposit to open

Earning your rewards is so easy!

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Qualification Cycle:

At least 12 debit card purchases
Be enrolled in and log into online/mobile banking
Be enrolled in and have agreed to receive e-statements
Maintain a valid email address on record with KSW Federal Credit Union

And if you don’t meet these qualifications, don’t worry — your account is still free.

Plus, you’ll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.

Statement

Qualifications

START	END
1/1/2026	1/31/2026
2/1/2026	2/28/2026
3/1/2026	3/31/2026
4/1/2026	4/30/2026
5/1/2026	5/31/2026
6/1/2026	6/30/2026
7/1/2026	7/31/2026
8/1/2026	8/31/2026
9/1/2026	9/30/2026
10/1/2026	10/31/2026
11/1/2026	11/30/2026
12/1/2026	12/31/2026

START	END
12/31/2025	1/30/2026
1/31/2026	2/27/2026
2/28/2026	3/30/2026
3/31/2026	4/29/2026
4/30/2026	5/29/2026
5/30/2026	6/29/2026
6/30/2026	7/30/2026
7/31/2026	8/28/2026
8/29/2026	9/29/2026
9/30/2026	10/30/2026
10/31/2026	11/27/2026
11/28/2026	12/30/2026