Lending Rates

Lending Rates
Type As Low As
New & Used Vehicles
(cars, trucks, motorcycles & boats)
3.74%
New & Used Recreational Vehicles
(ATV, snowmobiles, tractors & trailers)
5.99%
Title Campers 3.74%
*Dealer Rates May Vary. Contact KSW for Details
All Rates are "As Low As"
Type As Low As
Guarantor Loan 8.99%
FHA Loans
Limit $25,000 up to 20 yrs.
6.50%
Home Equity Loans
Only within the State of Maine
Prime + 0.0%
Real Estate Loans
Only within the State of Maine
Call for Details
Land/Seasonal Property Call for Details
Open End Advances
(minimum $500, limit $5,000)
13.75%
Open End Loan Drafts Prime + 6.00%
(above prime, adjusted semi-annually)
Personal Loans 9.24%
Loan Secured by Shares 3.5%
(above share rate)
VISA 9.90%
Loans Secured by Certificates
(due at maturity of certificate)
3.5%
(above rate of certificate)

For mortgage rates, terms and application click here

All rates are subject to credit approval and may vary based on credit score

Protect your auto loan for $399.00 with our amazing Visual Gap product.

Savings Rates

Current Rates

Savings Rates
Effective August 7th, 2020
Type Minimum Balance Dividend Rate Annual % Yield
Share Savings $25.00 0.15% 0.15%
Kasasa Saver $25.00 0.75%*** 0.75%***
Club Accounts $0.00 0.15% 0.15%
Youth Accounts $5.00 0.15% 0.15%
6 mo Certificate $500.00 0.50% 0.501%
12 mo Certificate $500.00 0.60% 0.602%
24 mo Certificate $500.00 0.70% 0.702%
36 mo Certificate $500.00 0.80% 0.803%
48 mo Certificate $500.00 0.90% 0.904%
60 mo Certificate $500.00 1.00% 1.005%
IRA - Individual Retirement Accounts $25.00 0.25% 0.25%
KASASA CASH 2.00% up to 15,000, over 15,000. (APY* Blended Rate)
Money Market Rates
Tiers Minimum Balance Dividend Rate Annual % Yield
Tier 1 $2,000.00 0.15% 0.15%
Tier 2 $25,000.01 0.20% 0.20%
Tier 3 $50,000.01 0.25% 0.25%


* New Money certificates only

** $25 minimum balance

*** Kasasa rates are subject to qualifications. Please see details here

All rates are subject to credit approval and may vary based on credit score

KSW Rate and Fee Schedule for Share and Share Draft Accounts