Heating & Cooling Loans

Fuel Loan Special

The KSW fuel loan special is a one-year, low-interest loan to help stabilize the rising prices of the products that produce energy (oil, wood, pellets, propane…) With a successful application for this short-term loan, the borrower submits a bill of sale, and we pay the Merchant/Fuel company directly. The annual percentage rate of this loan is a fixed 6.75%. KSWFCU is an equal opportunity lender federally insured by the NCUA.

Cooling & Heating Loan

The KSW Energy Loan is a low-interest loan to help stabilize your energy cost with a more effective and efficient means. With a successful application for this loan, you can put in that heat pump or central air in your home. Maybe your boiler needs replacing or you are thinking about converting to solar. The annual percentage rate of this loan is as low as 8.50% and can be stretched into a 60-month term. KSWFCU is an equal opportunity lender federally insured by the NCUA.

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*APR = Annual Percentage Rate

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