Free Kasasa Cash® Checking

Enjoy high dividend earnings and refunds on ATM withdrawal fees.*

With free Kasasa Cash® checking, we pay you to bank with us — really! Just do simple activities you probably already do to earn up to 4.00% Annual Percentage Yield each cycle.

You’ll also get refunds on ATM withdrawal fees, nationwide — so every ATM is your ATM, whether you’re in Belfast, Waterville or elsewhere. Link your account to a free Kasasa Saver® for easy savings. Visit us today to open your accounts.

  • Free checking that pays high dividends
  • 4.00% Annual Percentage Yield on balances up to $15,000
  • 4.00% to 0.75% Annual Percentage Yield on balances over $15,000 depending on the balance in the account*
  • 0.05% Annual Percentage Yield if qualifications aren’t met
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • Link to free Kasasa Saver® to build savings automatically
  • Kasasa Protect™ identity theft protection is available
  • No minimum balance to earn rewards
  • No monthly maintenance fee
  • Free online services, including:
    • online banking with bill pay
    • e-statements
    • mobile banking
    • debit card
  • $25 minimum deposit to open

Earning your rewards is so easy!

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in and log into online/mobile banking
  • Be enrolled in and have agreed to receive e-statements
  • Maintain a valid email address on record with KSW Federal Credit Union

And if you don’t meet these qualifications, don’t worry — your account is still free.

Plus, you’ll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.

Check out our other Kasasa options:

*KSW Rate and Fee Schedule for Share and Share Draft Accounts (PDF)

*KASASA CASH Disclosure (PDF)

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