Auto Loans
Here at KSW Federal Credit Union, we want to help you get your dream vehicle with the lowest interest rate. Whether you are looking to refinance with us or purchase a new or used vehicle, we want to be your lender. We make the process easy to make your life easier. Stop in or call a loan officer today!
Benefits of Having KSW as Your Lender
- Payment options
- Your business stays local and helps the Maine economy
- Quick Turnaround Time
- Refinancing from other Institutions
- Debt Protection Plans (PDF) – Protect your loan, vehicle, and your credit against the unknown
- Service Agreements – CU Certified Automotive Service Plans (PDF)
- GAP Insurance – $399.00!
- Includes $1,000 towards your next vehicle purchase. GAP Insurance information (PDF).
First-Time Auto Buyer Program
Getting an auto loan is easy with KSW FCU and our first-time auto buyer program!
If you’re at least 18 years old and have never had an auto loan, you could be eligible to borrow up to $15,000 dollars. We have a great rate – 12.25% interest, no mileage restrictions, and with one year of work history, you may not need a cosigner!
Borrow up to 15K for up to 72 months*.
Legal: Standard lending practices apply, equal opportunity lender, must meet all qualifications to be eligible. Must have $500 min. down payment.
*72-month term subject to the year of the vehicle