Lending Options
Auto Loans
Get Your Dream Vehicle
Here at KSW Federal Credit Union, we want to help you get your dream vehicle with the lowest interest rate. Whether you are looking to refinance with us, or purchase a new or used vehicle, we want to be your lender. We make the process easy to make your life easier. Stop in or call a loan officer today!
Benefits of having KSW as your lender:
- Payment options
- Your business stays local and helps the Maine economy
- Quick Turnaround Time
- Refinancing from other Institutions
- Debt Protection Plans (PDF) – Protect your loan, vehicle and your credit against the unknown
- Service Agreements(PDF) by CU Certified Automotive. Visit the link below to see which plans suits you best!
- GAP Insurance – $399.00! Includes $1000.00 towards your next vehicle purchase and more – Visual GAP (PDF)
Visa
KSW Credit Union has you in mind with every transaction you make. Your KSW Visa Credit Card now comes with ScoreCard Rewards. You earn valuable points that can be redeemed for merchandise, airline tickets, or travel accommodations for every qualifying purchase made using your ScoreCard Rewards Visa! Looking for a perfect gift but no ideas? We also offer Visa Gift cards for any occasion. We also carry Visa travel cards, the smart, secure way to travel.
Personal Loans
KSW offers everything from computer loans to traditional personal loans. Whatever your exclusive needs are, KSW can help and is committed to meeting your needs!
Shared Secured Loans
With a shared secured loan, you can borrow up to 100% of the balance in your share account and receive a low-rate loan, while continuing to earn interest on your money on deposit!
Recreational Loans
If you are shopping for a recreational vehicle, come visit or call us today. With KSW, you will save money every month to allow you to enjoy all of Maine’s seasons! We offer incredibly low-interest rates for recreational vehicles and other toys. For more information on special offers, contact one of our branches.
Take out a loan for:
- Motorhomes
- Campers
- Tractors
- Boats
- ATVs
- Snowmobiles
- Trailers
Home Loans
Mortgage Loans
KSW Federal Credit Union offers traditional mortgages with terms up to 15 years for loans held by KSW. If you are looking for your first home, a new camp, seasonal property, or retirement home, KSW FCU can help you with every step of the process! We have affordable closing costs, quick turnaround, and in house processing.
If you are looking for a longer term on your loan we have the option for you. KSW has teamed up with CUSO Home Lending to bring you the best mortgage options with terms up to 30 years. CUSO also offers low down payments to qualified buyers. Follow the link below to take the next step towards owning that new home.
Home Equity Loans
A home equity line of credit is a great option to handle all of those home projects that may be just out of reach. Borrow the equity in your home up to 80% of the appraised value and use it as you see fit. The beauty of this line of credit is that it doesn’t go away. As you pay your balance down the available funds return leaving you in the drivers seat of your finances.
Add peace of mind to your life today with a KSW home equity line of credit. The application process is simple. Apply, Appraise, and Approve.
Take care of anything with a KSW Home Equity Line of Credit
- Debt Consolidation
- Home Improvements
- Unexpected Repairs
- Vacations
- Heating fuel
- and much more…
Heating Loans
KSW is here to help you stay warm this winter. We offer heating equipment and fuel loans at a low rate. If you need a wood stove, new oil tank, or furnace, we can help you!