Lending Rates

All Rates are “As Low As – APR”

Loan TypeRate
New & Used Vehicles (cars, trucks, motorcycles, & boats)4.74%
New & Used Recreational Vehicles (ATV, snowmobiles, tractors, & trailers)6.49%
Title Campers5.99%

*Dealer Rates May Vary. Contact KSW for Details

Loan TypeRate
Guarantor Loan13.24%
FHA Loans – Limit $25,000 up to 20 yrs.8.50%
Home Equity Loans – Only within the State of MainePrime + 0.0%
Real Estate Loans – Only within the State of MaineCall for Details
Land/Seasonal PropertyCall for Details
Open-End Advances (minimum $500, limit $5,000)13.75%
Open-End Loan DraftsPrime + 6.00%
(above prime, adjusted semi-annually)
Personal Loans8.99%
Loan Secured by Shares3.5%
(above share rate)
VISA9.90%
Loans Secured by Certificates (due at the maturity of the certificate)3.5%
(above the rate of certificate)

Mortgage rates, terms, and application.

All rates are subject to credit approval and may vary based on credit score.

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